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FHA offers a program called the SF Rehabilitation Loan program (203k). These fha loans are designed for reparation and rehabilitation of homes that are in a state of disrepair. It is given to buyers with a single family dwelling. The SF Rehabilitation loan amount depends upon the value of the house after the repairs have been made. So the one convenient loan covers the cost of the home as it is plus the cost of repair or rehabilitation. Labor costs are also included. This is a great loan option because you may find your dream home but it just isn’t quite right yet—FHA loans are beneficial to many people looking for their perfect home.