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If you are ever in a car accident and need to make a claim it is a good idea to research procedures before you state your claim. Auto insurance claim adjuster are notorious for trying to knock down the payouts. If you follow some procedures you will have a better chance of getting the claim through with minimal hold up. When you have been in an accident you just want to get the car fixed and get on with your life. You need to be prepared when dealing with insurance companies.